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Level 2 and Level 3 Enhanced Data processing provides additional detail along with the financial transaction to support business-to-business (B2B) payment processing. The primary values to implementing Level 2/3 Enhanced Data are:
Financial transaction data is divided into 3 levels:
When using Moneris Gateway’s Level 2/3 API, it is recommended to first determine if the credit card being passed is a corporate card by pre-authorizing the transaction. Should the issuer’s response identify a corporate card then the Level 2/3 data can be applied during capture.
This section contains information for using the Moneris Gateway’s API for sending credit card transactions. In particular it describes the format for sending transactions and the corresponding responses you will receive. This section is to be used by merchants that require the ability to pass Level 2/3 data for Visa, Mastercard and American Express.