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The following table contains the Royal Bank Response Codes located in the last three bytes of the SPDH Header (P-48)
as well as the corresponding ISO Response Codes (P-39 or FID 'X'). The terminal and Secure PIN Entry Device (SPED)
messages will be returned in the ISO P-54 and SPDH FID 'g' fields if required.
The Terminal Message text is a suggestion only and is not mandated by either the Bank or Interac. It is strongly
advised that discretion be used with sensitive messages such as INSUFFICIENT FUNDS if the terminal
display is visible to persons other than the cardholder and the clerk. Replacement by a more general message such as
DECLINED is recommended.
Successful creation of temporary token
Invalid profile id (on tokenization request)
Error generating token
Invalid Profile ID, or source URL
Card data is invalid (not numeric, fails mod10, we will remove spaces)
Invalid expiration date (mmyy, must be current month or in the future)
Invalid CVD data (not 3-4 digits)