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Testing 3-D Secure (MPI) Solutions

Test Case Description PAN to Use Status Merchant Action ECI
#1 Successful Frictionless Authentication 345123377100973 (Amex)
4606633870436092 (VISA)
5230568531336508 (MC)
Y Merchant should add the Cavv and ECI Flag values to the authorization message ECI Value = 5
#2 Failed Frictionless Authentication  345382387492412 (Amex)
4932396190056256 (VISA)
4362475556648911 (MC)
N Merchant can still authorize a failed 3DS as a non-authenticated transaction ECI Value = 7
#3 Stand-In Frictionless Authentication  377832655974658 (Amex)
4082745347214523 (VISA)
5259767577332563 (MC)
A Merchant should add Cavv and ECI Flag to the authorization message ECI Value = 6

#4 Unavailable Frictionless Authentication from the Issuer  379101644522095 (Amex)
4776012964731 (VISA)
5237684141956495 (MC)
U Merchant should proceed with the authorization message ECI Value = 7

#5 Rejected Frictionless Authentication by the Issuer  374588895473074 (Amex)
4814556895159 (VISA)
5405903043090336 (MC)
R Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization ECI Value = 7

#6 Authentication Not Available on Lookup  3400200000001000046 (Amex)
4000200000001000046 (VISA)
5100200000001000046 (MC)
U Merchant should proceed with the authorization message ECI Value = 7
#7 Successful Step Up Authentication 375385736970742 (Amex)
4740611374762707 (VISA)
5114555023664993 (MC)
C - Lookup
Y - Authentication
Merchant should add the Cavv and ECI Flag values to the authorization message ECI Value = 7

#8 Failed Step Up Authentication 348516906814237 (Amex)
4414503750667698 (VISA)
5149970949503408 (MC)
C - Lookup
N - Authentication
Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization ECI Value = 7

#9 Step Up Authentication is Unavailable 348080741557444 (Amex)
4992469070373 (VISA)
5421968653805752 (MC)
C - Lookup
U - Authentication
Merchant can retry authentication or process authorization as merchant liability ECI Value = 7