| Test Case |
Description |
PAN to Use |
Status |
Merchant Action |
ECI |
| #1 |
Successful Frictionless Authentication |
345123377100973 (Amex)
4606633870436092 (VISA)
5230568531336508 (MC)
|
Y |
Merchant should add the Cavv and ECI Flag values to the authorization message |
ECI Value 05 - Visa & AMEX
ECI Value 05 - MC
|
| #2 |
Failed Frictionless Authentication |
345382387492412 (Amex)
4362475556648911 (VISA)
5237073795260703 (MC)
|
N |
Merchant can still authorize a failed 3DS as a non-authenticated transaction |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|
| #3 |
Stand-In Frictionless Authentication |
378920991545040 (Amex)
4447022079338 (VISA)
5296176413822248 (MC)
|
A |
Merchant should add Cavv and ECI Flag to the authorization message |
ECI Value 06 - Visa & AMEX
ECI Value 06 - MC
|
| #4 |
Unavailable Frictionless Authentication from the Issuer |
375171599918097 (Amex)
4776012964731 (VISA)
5237684141956495 (MC)
|
U |
Merchant should proceed with the authorization message |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|
| #5 |
Rejected Frictionless Authentication by the Issuer |
378973946263490(Amex)
4171795587280900(VISA)
5433405142787206 (MC)
|
R |
Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|
| #6 |
Authentication Not Available on Lookup |
343041079513214 (Amex)
4586895464489 (VISA)
5234592942699532 (MC)
|
U |
Merchant should proceed with the authorization message |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|
| #7 |
Successful Step Up Authentication |
375385736970742 (Amex)
4740611374762707 (VISA)
5114555023664993 (MC)
|
C - Lookup
Y - Authentication |
Merchant should add the Cavv and ECI Flag values to the authorization message |
ECI Value 05 - Visa & AMEX
ECI Value 05 - MC
|
| #8 |
Failed Step Up Authentication |
348516906814237 (Amex)
4414503750667698 (VISA)
5149970949503408 (MC)
|
C - Lookup
N - Authentication |
Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|
| #9 |
Step Up Authentication is Unavailable |
348080741557444 (Amex)
4992469070373 (VISA)
5421968653805752 (MC)
|
C - Lookup
U - Authentication |
Merchant can retry authentication or process authorization as merchant liability |
ECI Value 07 - Visa & AMEX
ECI Value 07 - MC
|