Concepts
Overview
In Concepts we will provide you with the foundational knowledge needed to understand the most important elements in the Moneris API and the how payment processing works within.
The Concepts will explain the key terms, and business practices that underpin payment transactions, from collecting payment information and authenticating cardholders to authorizing funds, capturing payments, and managing stored credentials.
By understanding these core concepts, developers and businesses can make informed implementation decisions, build compliant payment experiences, and take full advantage of Moneris API capabilities.
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Start with the fundamentals of Cards and Payment Methods. From card details and tokenized credentials to reusable payment methods, these concepts help you understand the building blocks of modern payment processing in Moneris API.
A credit card payment moves through many steps from the cardholder offering their card as the method of payment all the way to the merchant receiving funds in their bank account. Use the guide below to better understand each phase in card payment.
This guide explains the current Payment Method capability in Moneris API, how it relates to card data, hosted tokenization, Moneris Vault Data keys, and digital wallets, and where merchants can use Payment Method IDs in payment flows.
Updated 17 days ago